Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Foldyield Ratings website, products, and services (collectively, the "Service"). This document is a general template provided for illustrative purposes and should be reviewed and adapted by qualified legal counsel before use.
Last updated: [insert date]
1. Acceptance of Terms
By accessing or using the Foldyield Ratings Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service. Continued use of the Service after any update to these Terms constitutes acceptance of the revised Terms.
2. Description of Service
Foldyield Ratings provides data-driven analytical tools intended to support decision-making for traders and investors. The Service may generate signals, indicators, metrics, or other outputs derived from market data and automated models. Outputs are provided for informational purposes only and do not constitute financial, investment, legal, or tax advice. We do not guarantee the accuracy, completeness, or timeliness of any content made available through the Service.
3. Eligibility and Account Responsibilities
You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into a binding agreement to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.
4. Risk Disclosure
Trading and investing in financial markets involve substantial risk, including the potential loss of capital. Past performance of any strategy, model, or signal is not indicative of future results. You acknowledge that any decision to trade or invest based on information obtained through the Service is made at your own discretion and risk. Foldyield Ratings does not act as a broker, financial adviser, or custodian of funds, and does not execute trades on your behalf.
5. Acceptable Use
You agree not to misuse the Service, including by: attempting to gain unauthorised access to our systems or data; reverse engineering or scraping the Service; using the Service to violate any applicable law or regulation; reselling or redistributing outputs of the Service without authorisation; or interfering with the proper functioning of the Service.
6. Subscription, Fees, and Payment
Certain features of the Service may require payment of fees as described at the point of purchase. Unless otherwise stated, fees are non-refundable. We reserve the right to change our pricing structure with reasonable prior notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.
7. Intellectual Property
All content, software, trademarks, logos, and materials associated with the Service are owned by or licensed to Foldyield Ratings and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent.
8. Third-Party Services and Links
The Service may contain links to or integrations with third-party platforms, data providers, or services that are not owned or controlled by Foldyield Ratings. We are not responsible for the content, accuracy, or practices of any third party, and your use of such third-party services is subject to their own terms and policies.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. We do not warrant that the Service will meet your requirements or that any errors will be corrected.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Foldyield Ratings, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Foldyield Ratings and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Suspension and Termination
We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or if we determine, at our discretion, that such action is necessary to protect the Service, our users, or third parties. You may discontinue use of the Service at any time.
13. Changes to the Service and Terms
We reserve the right to modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means, and the "last updated" date above will be revised accordingly.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Foldyield Ratings operates, without regard to conflict of law principles. [This section should be updated to reflect the specific governing law applicable to your business.]
15. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
16. Contact
Questions about these Terms can be directed to us through the details provided on our Contact page.